The Insurance Adjuster Called After Your Wreck. What Should You Know?
Your phone rings a day or two after a car wreck. On the other end is an insurance adjuster asking what happened, whether you were injured, and if you can provide a statement. The conversation may sound routine. But what you say during the claims process can become important later. If you've been involved in a car wreck in Paragould, AR , understanding the insurance adjuster's role—and knowing what information you have before the conversation—can help you approach the claims process more carefully. What Does an Insurance Adjuster Do After a Car Wreck? An insurance adjuster investigates a claim on behalf of an insurance company. Depending on the circumstances, an adjuster may: Review the accident report Speak with the drivers involved Review photographs or video Examine vehicle damage Request medical or other records Talk with witnesses Evaluate insurance coverage Assess claimed damages Determine how the insurer will respond to the claim An adjuster may be friendly and professi...